FHA Loans

What is the Federal Housing Administration?
The Federal Housing Administration, generally known as "FHA", provides mortgage insurance on loans made by FHA-approved lenders throughout the United States and its territories. FHA insures mortgages on single family, multifamily, manufactured homes and hospitals. It is the largest insurer of mortgages in the world; insuring over 34 million properties since its inception in 1934.

Why Choose FHA?

  • Get to closing faster – easier to qualify:
    • Accept lower credit scores
    • Non-traditional credit is acceptable
    • Low down payment (3.5%)
    • Non-occupant co-borrower is permitted
    • Expanded qualifying ratios
    • 100% gift is permitted

  • Protections and advantages:
    • No prepayment penalties
    • Fully assumable
    • Default assistance
    • Lower premiums

Contact one of our knowledgeable staff for more information on FHA loans. Not only will we provide more information on realizing your dreams of Homeownership, but also, offer assistance on how to maintain your biggest investment.


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