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Home Loans

There are many reasons why an individual would be interested in obtaining a home loan. One reason would be to purchase a home. Another is to refinance an existing home loan in order to lower your monthly payments. Three different ways to do that would be to lower your current interest rate, lengthening the term of the loan, or consolidating existing debt.

Fixed rate mortgages:
Interest rates and monthly payments stay the same for the term of the loan. The current terms available are 5, 10, 15 and 20 year fixed mortgages.

Adjustable rate mortgages:
Interest rates are fixed for a specific period of time before the rate and payment adjust up or down periodically depending on the market and index.

Contact your mortgage loan professional to go over the variety of competitive programs available for you. There are several different purchase, refinance and second mortgage programs. Also, if you are self-employed call or email us today. We can help!


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