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New Home Loans

There are many reasons why an individual would be interested in obtaining a home loan. First of which is in order purchase a home. Next is to refinance an existing home loan in order to lower your monthly payment. Three different ways to do that would be to lower your current interest rate, lengthen the term of the loan, or consolidate existing debt.

Fixed rate mortgages:
Interest rates and monthly payments stay the same for the term of the loan. The current terms available are 5, 10, 15, 20, 30, and 40 year fixed mortgages.

Adjustable rate mortgages:
Interest rates are fixed for a specific period of time before the rate and payment adjust up or down periodically depending on the market and index.

Contact your mortgage loan professional to go over the variety of competitive programs available for you. There are several different purchase, refinance and second mortgage programs. Also, if you are self-employed and have difficulty proving your income, call or email us today. We can help!


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