Commercial Lending

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Commercial Lending: Mortgages and Construction Financing

Cornerstone First Financial began offering Commercial Mortgage and Construction Financing services in 2019. We are a non-bank lender who works on a case-by-case basis on construction financing, special use buildings, and more. We provide commercial lending services in Washington DC, Maryland, Virginia, and Georgia.

Commercial Lending Mortgages and Construction Financing

Construction Financing

Residential and commercial construction/ renovation financing is provided on a case-by-case basis, and experience in your industry is required. We customize financing to meet your specific needs. See our Commercial Mortgage Checklist below for factors you should consider.

Commercial Lending Mortgages and Construction Financing Special Use Buildings

Special Use Buildings

We think outside the bank with our non-bank programs. Special Use / Customized Buildings such as nail salons, restaurants, churches, funeral homes, and convention centers are reviewed on a case-by-case basis. See our Commercial Mortgage Checklist below for factors you should consider.

Commercial Mortgage Checklist

Keep these factors in mind when applying for your commercial mortgage.

  • Net Operating Income Generated by Property
  • Guarantor’s Credit Score
  • Type of Property
  • Real Estate Investment Experience
  • Appraised Value, Comparables
  • Liquid Reserves for Purchase Financing.
  • Geographic Location
  • Construction or Existing
  • Renovation or Satisfactory
  • Renovation Schedule

CONTACT US to speak to one of our knowledgeable mortgage loan officers or to receive more information on our home loan / mortgage products and services.