Welcome to Cornerstone First Financial
Cornerstone First Financial serves Washington DC, Maryland, Virginia, Colorado, Florida and Georgia for home purchase loans, refinance and debt consolidation. We are the first answer for families and individuals seeking to make their lives better through home ownership and mortgage refinance. We provide a wide array of loan products and services, including first-time home buyer programs, veteran home mortgage loans, mortgage refinance and reverse mortgage loans. We offer the most competitive interest rates and programs.
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Cornerstone First Financial featured on NBC. Learn more about how the United States Department of Veterans Affairs (VA) can offer support in the home buying and refinance process.
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Our Loan, Mortgage, and Lending Services Include:
Cornerstone First Financial has first-time homebuyer loan program options that offer financial assistance.
On these common loans, the Federal Housing Administration provides mortgage insurance to protect lenders, making loans more available to potential homeowners.
The U.S. Department of Veterans Affairs helps active duty, reservist, and veteran members of our military purchase a new primary residence, by guaranteeing a portion.
For homeowners age 62+, a reverse mortgage allows you to access the equity in your home in the form of either income or a line of credit.
The Federal Housing Administration FHA offers special streamline refinancing programs:
The U.S. Department of Veterans Affairs (VA) offers special streamline refinancing programs:
Use the equity in your home to pay off debt at a much lower interest rate as part of a new (refinanced) mortgage.
Cornerstone First has loan program options for those with a low credit score or challenged credit. While most banks won’t, we can go to 580 on both VA and FHA loans.
See the full list of loan and mortgage programs offered by Cornerstone First Financial.
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Cornerstone First Financial
News & Updates from Mark Livingstone
Homeowners & Appraisers See the Most “Eye-to-Eye” on Price in 3 Years
Mark Livingstone on Twitter: “Great news for buyers and sellers! #RealEstate” In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. Many experts and appraisers are projecting that home values could appreciate by another 5% (or more) over the next twelve months. One major challenge in…
Fannie Mae, Freddie Mac to Offer Modern Mortgages for Gig Economy
Mark Livingstone on Twitter: “At Cornerstone First Financial, we offer bank statement programs where we average together all the #mortgage applicant’s deposits over the last 12 or 24 (depending on credit score) months & use that as income in order to service the “gig” #economy #modernmortgages #housing” Fannie Mae and Freddie Mac are trying to make mortgages accessible…
Mortgage Rates Hit Seven-Year High
Mark Livingstone on Twitter: “Mortgage rates go up like a rocket, but come down like a parachute, no worry here, with low inventory and record appreciation there are those that will be taking out #mortgage loans #RealEstate” Mortgage rates this week jumped to their highest level since 2011, signaling a shift from a period of…