Welcome to Cornerstone First Financial

Cornerstone First Financial serves Washington DC, Maryland, Virginia, and Florida for home refinance, home equity loans, purchase loans, and debt consolidation. We are the first answer for families and individuals seeking to make their lives better through home ownership and mortgage refinance. We provide a wide array of loan products and services, including first and second home mortgage and refinance, and we offer the most competitive interest rates and programs.

Cornerstone First Financial featured on NBC. Learn more about how the United States Department of Veterans Affairs (VA) can offer support in the home buying and refinance process.

As Seen and Heard On:

Market Watch - The Wall Street Journal WSL logo
Comcast logo
AM 930 The Answer logo
105.9 FM WMAL logo
NBC 4 logo
WAVA 105.1 FM 780 AM logo
Super Talk WBRG logo
89.9FM 90.5FM logo
AM 860 The Answer logo
95.1 Shine FM logo
AM 820 WNTW The Answer logo
AM 1650 WHKT The Answer logo
News Talk 1370 AM WCOA logo
WGTS 91.9 FM logo

Our Loan, Mortgage, and Lending Services Include:

The U.S. Department of Veterans Affairs helps active duty, reservist, and veteran members of our military purchase a new primary residence, by guaranteeing a portion.

More about VA Loans ➞

For homeowners age 62+, a reverse mortgage allows you to access the equity in your home in the form of either income or a line of credit.

More about Reverse Mortgages ➞

Cornerstone First has loan program options for those with a low credit score or challenged credit. While most banks won’t, we can go to 580 on both VA and FHA loans.

More about Low Credit Score Programs ➞

On these common loans, the Federal Housing Administration provides mortgage insurance to protect lenders, making loans more available to potential homeowners.

More about FHA Purchase Loans ➞

Use the equity in your home to pay off debt at a much lower interest rate as part of a new (refinanced) mortgage.

More about Debt Consolidation ➞

Both the FHA and the VA offer special streamline refinancing programs:

FHA Streamline Refinance ➞
VA Streamline Refinance ➞

 

See the full list of loan and mortgage programs offered by Cornerstone First Financial.

Full List of Services ➞

 

Mortgage Calculator

Cornerstone First Financial home mortgage calculator image

Cornerstone First Financial home mortgage calculator image

Cornerstone First Financial
News & Updates from Mark Livingstone

8 Tips For Refinancing As Mortgage Rates Rise

So you want to refinance, but mortgage rates are rising. Don’t worry, you haven’t missed the boat on your refi opportunity. Mortgage rates are still historically low, and they aren’t expected to exceed 5% in 2017, according to many economists and mortgage analysts. Here are eight tips to help you successfully refinance your mortgage as…

How Retired Homeowners Can Avoid Running Out Of Money

The combination of increased longevity and declines in the coverage of defined benefit pension plans means that retired homeowners increasingly risk running out of money because they live too long. Those who have significant equity in a home, however, can reduce or eliminate the risk if they use their equity wisely. This article will compare…

When Should Buyers Lock in a Mortgage Rate?

A mortgage rate lock helps protect home buyers from fluctuating mortgage rates as they’re getting ready to buy a home. It locks in the interest rate for a loan for a certain period of time until the buyer makes it to closing. By locking in a rate, buyers will know what to expect and won’t…