Welcome to Cornerstone First Financial

Cornerstone First Financial serves Washington DC, Maryland, Virginia, Colorado, Florida and Georgia for home purchase loans, refinance and debt consolidation. We are the first answer for families and individuals seeking to make their lives better through home ownership and mortgage refinance. We provide a wide array of loan products and services, including first-time home buyer programs, veteran home mortgage loans, mortgage refinance and reverse mortgage loans.  We offer the most competitive interest rates and programs.

Hometown Heroes Cornerstone First Financial Nick Badalian realtor mortgage program

Are you here to learn more about our Hometown Heroes program?

Take me to the HOMETOWN HEROES program!

 

Cornerstone First Financial featured on NBC. Learn more about how the United States Department of Veterans Affairs (VA) can offer support in the home buying and refinance process.

As Seen and Heard On:

Market Watch - The Wall Street Journal WSL logo
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AM 930 The Answer logo
105.9 FM WMAL logo
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WAVA 105.1 FM 780 AM logo
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AM 820 WNTW The Answer logo
AM 1650 WHKT The Answer logo
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Our Loan, Mortgage, and Lending Services Include:

Cornerstone First Financial has first-time homebuyer loan program options that offer financial assistance.

More about First-Time Home Buyer Programs ➞

On these common loans, the Federal Housing Administration provides mortgage insurance to protect lenders, making loans more available to potential homeowners.

More about FHA Purchase Loans ➞

The U.S. Department of Veterans Affairs helps active duty, reservist, and veteran members of our military purchase a new primary residence, by guaranteeing a portion.

More about VA Loans ➞

For homeowners age 62+, a reverse mortgage allows you to access the equity in your home in the form of either income or a line of credit.

More about Reverse Mortgages ➞

The Federal Housing Administration FHA offers special streamline refinancing programs:

FHA Streamline Refinance ➞

The U.S. Department of Veterans Affairs (VA) offers special streamline refinancing programs:

VA Streamline Refinance ➞

Use the equity in your home to pay off debt at a much lower interest rate as part of a new (refinanced) mortgage.

More about Debt Consolidation ➞

Cornerstone First has loan program options for those with a low credit score or challenged credit. While most banks won’t, we can go to 580 on both VA and FHA loans.

More about Low Credit Score Programs ➞

See the full list of loan and mortgage programs offered by Cornerstone First Financial.

Full List of Services ➞

Mortgage Calculator

Cornerstone First Financial home mortgage calculator image

Cornerstone First Financial home mortgage calculator image

Cornerstone First Financial
News & Updates from Mark Livingstone

Hometown Heroes and Firefighters Helping Firefighters Working Together

Hometown Heroes and Firefighters Helping Firefighters work together to save our community heroes thousands of dollars when buying and financing their home! This family saved over $2,600 when they worked with Nick Badalian at Fathom Realty through Hometown Heros. If you are a Military Service Member (& Veteran), Medical Personnel (Nurse, Doctor), First Responder (Police,…

Did You Know? Cash-out Refinance and Home Purchase

    Did you know that 85% of people looking to purchase a home call a real estate agent prior to getting approved for a mortgage? That’s like buying a car without a driver’s license, it just doesn’t make sense! Give Cornerstone First a call today to get pre-qualified for your home purchase. We are…

Don’t Believe Fake News: The US Economy is on Fire

    Unless you believe the fake news or the mainstream media, you know that the United States’ economy is on fire and setting all sorts of records with unemployment dropping, stocks soaring, and the new tax plan taking place. “For example, with interest no longer deductible on home equity loans and home values rising…