Mark Livingstone and
Cornerstone First Financial

have been named a
TOP MORTGAGE PROFESSIONAL
by WASHINGTONIAN!

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Low Credit Score 640+ Loan Programs

Important COVID-19 Related Update

At Cornerstone First Financial, we pride ourselves on being able to accomplish closing loans that other institutions cannot. With our broad range of programs and lending partnerships, we are your first choice for alternative types of financing that big banks consistently turn down. Unfortunately, Covid-19 has forced policy changes that limit our ability to provide these kinds of services today.

We are currently not taking loans under a 640 credit score due to tighter lending guidelines due to Covid-19.  This is a temporary measure as those with lower credit scores have a higher tendency to enter forbearance and therefore we have been forced to raise our minimum accepted score.  We look forward to getting back to being one of the leaders in the industry of serving those with credit challenges and offering the most comprehensive solutions once these guidelines have been loosened.

mortgage home loan lending low credit score, poor challenged subprime bad credit 580 - 640 loan programs chart

Cornerstone First Financial is a home loan broker and lender* serving Washington DC, Maryland, Virginia, Georgia, Florida, Colorado, California, and Pennsylvania with mortgage, FHA and VA streamline refinance loans, home improvement loans, HECM / reverse mortgage loans, and more.

That’s right! Cornerstone First Financial started in the Washington DC area in 2001, but has grown to serve home buyers and homeowners in Maryland, Virginia, Georgia, Florida, Colorado, California, and Pennsylvania in recent years.

*Cornerstone First Financial is a licensed broker in Washington DC, Maryland, Virginia, Georgia, Florida, Colorado, California, and Pennsylvania, and a licensed lender in Washington DC, Maryland, Virginia, and Georgia.