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Cornerstone First Financial has been a long-time sponsor of The Don Kroah Show. We are so proud of our partnership and support in their mission. Tune into Mark Livingstone on The Don Kroah Show providing monthly mortgage updates and trends. Mark Livingstone also answers all your mortgage questions live on The Don Kroah Show!! ABOUT…

Is your monthly mortgage payment too high? With interest rates at a record low and minimal inventory in many markets, homeowners (or those looking to become homeowners) are expressing an interest in the average mortgage payment in their state and how their current mortgage payment compares. See how your mortgage payment compares to state averages…

  WGTS and Cornerstone First Financial present the Tysons Corner Center VIRTUAL Summer Concert featuring Matthew West! Just when you thought everything was cancelled…WGTS and Cornerstone First Financial are partnering up to present The Tysons Corner Center VIRTUAL Summer Concert featuring Matthew West! You’re invited to pull up the most comfortable seat in your house…

    Larry O’ Conner shares his experience on the closing of his new home and his mortgage loan Cornerstone First Financial with his WMAL Listeners: “My home purchase was such a great experience with Cornerstone First Financial! I turned to Mark Livingstone and the incredible team at Cornerstone First Financial, and should do the…

  Mike O’Meara: “Cornerstone First Financial has emerged as a leader and educator in the mortgage industry!” “Cornerstone First Financial has emerged as a leader and educator in the mortgage industry and they are committed to keeping up with the latest changes and working with you to make sure you get the best rate and…

  Whether you’re planning to buy a home or you’re already a homeowner looking for a cash-out refinance, it’s important to work with trusted experts!!! Hey, it’s Larry O’Connor and I recommend you put your trust in my friend, Mark Livingstone and the mortgage experts at Cornerstone First Financial. Mark and the Cornerstone First team…

  Mike O’Meara: “It’s more important than ever to work with someone you trust!” “Due to the coronavirus (COVID-19) and market instability, mortgage interest rates are now coming off their all-time lows, so it’s more important than ever to work with someone you can trust. Call my friends at Cornerstone First Financial! I know them,…

  Mark Livingstone, President of Cornerstone First Financial discusses mortgage interest rate fluctuations post Trump announcement on the coronavirus stimulus plan with John Fredericks and Joe Morrissey.     Let Mark Livingstone of Cornerstone First Financial help you with your next home mortgage loan for a purchase or refinance. Call Mark at (866) 625-1221 for…

  Mark Livingstone, President of Cornerstone First Financial discusses the Fed’s response to coronavirus, what that means for consumer rates, and how the COVID-19 pandemic is causing a flood of refinance applications, overwhelmed lenders and may be causing investors in mortgage-backed bonds to back off. Let Mark Livingstone of Cornerstone First Financial help you with…

  Tammie Griffiths worked tenaciously, patiently, tirelessly and endlessly to provide top-notch customer care! Thank you Cornerstone First Financial for a phenomenal mortgage and home buying experience. My loan officer Tammie Griffiths worked tenaciously, patiently, tirelessly and endlessly to provide top-notch customer care. Coincidentally, we have the same first name which made it an even…

For the first time since WWII, mortgage rates AND unemployment are both below 4%. Cornerstone First Financial may be able to help remove PMI or help to refinance to a lower rate. Give Cornerstone First a call today at 202-625-1221 or go to www.CornerstoneFirst.com #mortgage #homeloan #FHAhomeloan #VAhomeloan #refinance #refi #interestrates #realestate #mortgagerates We are…

  Devoted to clients. Outstanding customer service. Understands our needs… Devoted to his clients. Outstanding customer service. Understanding our needs. Great guy all around. That’s Doug Rice. He was always willing to take our calls and answered any questions we had. We would recommend him and Cornerstone First Financial in a heartbeat (and actually already…

Learn more about the most recent interest rate drop and tappable home equity in today’s mortgage market. Nearly EVERYONE nationwide could benefit from refinancing their mortgage right now! Rates are at the lowest level in 3 years. If you are in the market to buy a home or refinance – now is the time to…

  WASHINGTON DC, SEPTEMBER 26, 2019 – Cornerstone First Financial is pleased to announce that the company will be the exclusive preferred lender for Bloom Residential in Washington, D.C. Bloom Residential is a Washington, D.C. based real estate development firm with the core objective of creating seminal buildings through uncompromising dedication to design. Bloom’s Rose…

  Something fabulous is happening in DC this month and we would love for you to join us! On September 26, 2019, Cornerstone First Financial will be at HeArt & Sole, volunteering to help Central Union Mission provide #onemillionmeals for DC people experiencing homelessness. At 7:00 pm at the National Housing Center, the city’s most…

    With the most recent interest rate drop, over 8 million homeowners can now qualify for a refinance that could save at least 3/4 percent on your current home mortgage interest rate. Watch this video, then contact Mark Livingstone at Cornerstone First Financial at 202-625-1221. As a lender and mortgage broker, Cornerstone First Financial…

  Mark Livingstone, President and CEO of Cornerstone First Financial discusses the drastic mortgage rate drop happening now. Learn more about these very low mortgage interest rates and how homeowners and buyers will benefit from lower interest rates.   When you are ready to purchase a new home or refinance your mortgage, give Mark Livingstone…

  Suddenly, mortgage broker Mark Livingstone is working weekends and spending his meager free time reading resumes because he needs help handling the crush of mortgage refinancing applications. Rates for 30-year mortgages are at their lowest since late 2016, sending many previously hesitant homeowners to their brokers. Under normal circumstances, new-home purchases make up 70%…

  Cornerstone First Makes the Dream of Homeownership Reality! Cornerstone First Financial serves Washington DC, Maryland, Virginia, Colorado, Florida, Georgia and California for home loan, refinance and debt consolidation. We are the first answer for families and individuals seeking to make their lives better through homeownership and mortgage refinance. We provide a wide array of…

  They Were Diligent Throughout The Whole Process! We are so appreciative of how easy Cornerstone and their entire team made the mortgage process. They were quick to respond to questions, explained all the details effectively, and were diligent throughout the whole process! ~ Amy Burmeister Read more client testimonials at https://www.cornerstonefirst.com/testimonials. We are excited…

  What our clients say about Cornerstone First: Grateful For Their Professionalism, Knowledge, Kindness, and Honesty As a professional real estate agent I know what to look for in a lender, and how to spot a poser. Cornerstone First is the real-deal. In particular, Doug Rice has been a tremendously valuable resource for my clients.…

    “I’m sure you’d agree that buying or refinancing a home can be intimidating and get it done at the best possible rate and that’s where Mark Livingstone at Cornerstone First comes into place.  I’ve known Mark for years and I know the important qualities he and his team possess at Cornerstone First. Integrity,…

  Mark genuinely seemed to care about my concerns and overall home buying experience…they found me a great interest rate, beating out my credit union and several other mortgage brokers… I did not want to buy a home, largely because I was intimidated by the process. Thankfully, a friend recommended Mark and his team at…

  Their Customer Service Made It a Seamless Process… Cornerstone found every reason for me to go with them and not with anyone else. I shopped for interest rates for about 2 months via Zillow, PenFed, Navy Fed, USAA, and others. I say all this because this is my 3rd home purchase and Cornerstone, specifically…

  My Experience with Cornerstone was Phenomenal and Worry-Free… Cornerstone First Financial is a top notch company. From beginning to the end, Mark Livingstone was very professional and attentive. Emily was so efficient and provided updates and timely information at all times. My experience with Cornerstone was phenomenal and worry-free. ~ Paul Chon Read more…

After years in the industry and recognizing a need for an ethics-driven mortgage lender, Mark Livingstone started Cornerstone First Financial in 2001. Cornerstone First Financial is unique due to their platform in radio and podcasts. Starting on radio prior to the implosion in 2006 and now on over seven stations, Mark learned the trade through…

Happy Thanksgiving!  Firefighter’s Helping Firefighters founders Nick Badallian and Mark Livingstone are reminded about Thanksgiving with family and community. After recently attending Chief Hinde’s retirement party, we realize more than ever how close we are as firefighters…we are like family. Here are photos of Chief Alan Hinde’s retirement party. Chief Hinde has been the Division…

Firefighters Helping Firefighters and Hometown Heroes work together to save our community heroes thousands of dollars when buying and financing their homes! Firefighter Helping Firefighters honors our nation’s veterans and military families by helping them save THOUSANDS of dollars on a home purchase with Nick Badalian of Firefighters Helping Firefighters and Hometown Heroes! If you…

Firefighters Helping Firefighters and Hometown Heroes work together to save our community heroes thousands of dollars when buying and financing their home! Montgomery County Paramedic, Nicholas D. of Anne Arundel County, Maryland saved $2,874 with Nick Badalian of Firefighters Helping Firefighters and Hometown Heroes! If you are a Firefighter, First responder, Law Enforcement Employee, Military…

Firefighters Helping Firefighters and Hometown Heroes work together to save our community heroes thousands of dollars when buying and financing their home! Montgomery County Paramedic, Rob H. of Parksville, Maryland saved $2,300 with Nick Badalian of Firefighters Helping Firefighters and Hometown Heroes! If you are a Firefighter, First responder, Law Enforcement Employee, Military Service Member…

Firefighters Helping Firefighters and Hometown Heroes work together to save our community heroes thousands of dollars when buying and financing their home! Retired Montgomery County Firefighter, Mark H. of Frederick, Maryland saved $1,900 with Nick Badalian of Firefighters Helping Firefighters and Hometown Heroes! If you are a Firefighter, Law Enforcement Employee, Military Service Member (&…

Hometown Heroes and Firefighters Helping Firefighters work together to save our community heroes thousands of dollars when buying and financing their home! This family saved over $2,600 when they worked with Nick Badalian at Fathom Realty through Hometown Heros. If you are a Firefighter, First responder, Law Enforcement Employee, Military Service Member (and Veteran), Medical…

    Did you know that 85% of people looking to purchase a home call a real estate agent prior to getting approved for a mortgage? That’s like buying a car without a driver’s license, it just doesn’t make sense! Give Cornerstone First a call today to get pre-qualified for your home purchase. We are…

    A recent fed decision to continue raising interest rates, coupled with strong economic growth, has led to a wave of people coming off the sidelines and entering the home purchase market. “We haven’t seen this kind of competition among home buyers​ ​in over 10 years!” What is this mean to you? When purchasing…

PEOPLE ON THE MOVE IN WASHINGTON, DC: MARK LIVINGSTONE After years in the industry and recognizing a need for an ethics-driven mortgage lender, Mark Livingstone started Cornerstone First Financial in 2001 out of his 1 bedroom condo in Bethesda. Cornerstone First Financial is unique due to their platform in radio and podcasts. Starting on radio…

Mark Livingstone on Twitter: “Great news for buyers and sellers! #RealEstate” In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. Many experts and appraisers are projecting that home values could appreciate by another 5% (or more) over the next twelve months. One major challenge in…

Mark Livingstone on Twitter: “At Cornerstone First Financial, we offer bank statement programs where we average together all the #mortgage applicant’s deposits over the last 12 or 24 (depending on credit score) months & use that as income in order to service the “gig” #economy #modernmortgages #housing” Fannie Mae and Freddie Mac are trying to make mortgages accessible…

Cornerstone First Financial is excited to announce their sponsorship with the Hey Frase Podcast in Washington D.C.  DCist named Hey Frase one of D.C.’s 11 Best Podcasts For Locals. Hey Frase features media personality Sarah Fraser and her friend Paul Wharton, weekly in the Nation’s Capital. Funny, enlightening, and pop-culture driven, the show aims to entertain…

ICYMI: Mark Livingstone, President & Owner of Cornerstone First on The John Fredericks Show. CLICK HERE TO LISTEN TO THE JANUARY 2018 UPDATE Mark Livingstone, President of Cornerstone First Financial, discusses the mortgage market, including rates, mortgage refinance opportunities, reverse mortgages and special VA mortgage loan programs on the John Fredericks Show. The John Fredericks…

ICYMI: Mark Livingstone, President & Owner of Cornerstone First on The John Fredericks Show. Mark Livingstone, President of Cornerstone First Financial, discusses the mortgage market, including rates, mortgage refinance opportunities, reverse mortgages and special VA mortgage loan programs on the John Fredericks Show. The John Fredericks Show broadcasts live weekdays from 6-10am on WHKT AM 1650…

ICYMI: Mark Livingstone, President & Owner of Cornerstone First on The John Fredericks Show. CLICK HERE TO LISTEN TO THE NOVEMBER 2017 UPDATE Mark Livingstone, President of Cornerstone First Financial, discusses the mortgage market, including rates, mortgage refinance opportunities, reverse mortgages and special VA mortgage loan programs on the John Fredericks Show. The John Fredericks…

ICYMI: Mark Livingstone, President & Owner of Cornerstone First on The John Fredericks Show. CLICK HERE TO LISTEN TO THE JULY 2017 UPDATE Mark Livingstone, President of Cornerstone First Financial, discusses the mortgage market, including rates, mortgage refinance opportunities, reverse mortgages and special VA mortgage loan programs on the John Fredericks Show. The John Fredericks…

Cornerstone First Financial Signs Santana Moss as Spokesperson for Mortgage Loan Services FOR IMMEDIATE RELEASE: @cornerstone1st @EIGHTTODANINE WASHINGTON DC, May 25, 2017 – Cornerstone First Financial announced today that Santana Moss has signed an endorsement deal to represent Cornerstone First Financial and their mortgage loan services. Moss will appear in multiple marketing campaigns, advertisements and…

ICYMI: Mark Livingstone, President & Owner of Cornerstone First on The John Fredericks Show. CLICK HERE TO LISTEN TO THE MARCH 2017 UPDATE Mark Livingstone, President of Cornerstone First Financial, discusses the mortgage market, including rates, mortgage refinance opportunities, reverse mortgages and special VA mortgage loan programs on the John Fredericks Show. The John Fredericks…

A refinance could cut your monthly mortgage payment, but that doesn’t necessarily mean it’s the right move. Even though rates spiked after the election and may rise further, there are about four million borrowers who will still benefit from refinancing, and of that, two million borrowers could save $200 or more per month by refinancing.…

ICYMI:   Mark Livingstone, President & Owner of Cornerstone First appears on the Saturday Morning Update on WMAL with Rick Fowler.   About Saturday Morning Update Join nationally-recognized experts with candid commentary and analysis of the latest news stories affecting you and your future. Fox News analyst K.T. McFarland covers the latest developments on national…

Will Originate Home Mortgage and Home Equity Loans in Florida   FOR IMMEDIATE RELEASE: WASHINGTON DC, January 13, 2016 – Following over 15 years of success and achievements as a leading mortgage broker in the Washington D.C. Metropolitan Area, Cornerstone First Financial, a Christian owned company providing residential mortgage solutions to individuals and families who…

ICYMI: Mark Livingstone, President & Owner of Cornerstone First on The Don Kroah Show on WAVA 105.1FM / AM780. Part 1: Part 2: Mark Livingstone, President of Cornerstone First Financial, recaps the mortgage market for 2015 and projects for 2016 on the Don Kroah Show. The Don Kroah Show is one of the longest running…

Mark Livingstone, President and Owner of Cornerstone First Financial on The Don Kroah Show on WAVA 105.1 FM / AM 780 on September 9, 2014 discussing the state of the mortgage market, new home loan programs and the house and real estate landscape.     Cornerstone First Financial serves Washington DC, Maryland and Virginia. We…

Jumbo borrowers rushed into interest-only mortgages during the housing run-up; now many face loans entering their principal-repayment period Jumbo-mortgage borrowers feasted on interest-only loans during the housing boom, enticed by low down payments and monthly outlays. But a monthly sticker shock could be ahead for these borrowers. During the peak of the housing boom, from…

October 18, 2013 – Mark Livingstone, President & Owner of Cornerstone First Financial and John Fredericks discuss how the government shutdown has effected the mortgage market, what raising the debt ceiling til January 15, 2014 may mean for the market, government mortgage programs and interest rates. Click HERE for interview. The John Fredericks Show is…

The U.S. economy grew at a 2.5 percent annual rate in the second quarter, faster than initially estimated, as American companies exported more and consumers bought fewer imports than the government had calculated last month. The number was revised up from the government’s initial announcement that the economy had grown at a 1.7 percent annual…

President Obama has unveiled his second-term housing agenda, which includes initiatives to support current homeowners, families hoping to buy their first home and the one-third of American households that rent. The plan has six basic pillars: Help more homeowners refinance to today’s low interest rates; Clarify and streamline regulations to help more creditworthy homebuyers get…

Potential buyers crept back into the U.S. housing market last week as applications for mortgages edged up, even though rates resumed their ascent, data from an industry group showed on Wednesday. The Mortgage Bankers Association said its seasonally adjusted index of mortgage application activity, which includes both refinancing and home purchase demand, rose 0.2 percent…

For the past few years, homeowners refinanced simply to lower their rate and their payments. With rates inching up, those prospects are no longer available but interest rate is not the only reason to refinance. I am seeing more homeowners refinance at present rates but including other debts, which offers significant monthly savings. In addition,…

On Friday, several U.S. representatives announced the introduction of the bill titled “Homeownership Opportunities Act” (H.R. 2929), for the purpose of bringing a pre-tax savings program to help prospective home buyers save for a down payment more efficiently. Congressman Joe Heck (R-NV) expressed in a statement that as many young home buyers and even families…

Metrostudy, a real estate consulting firm based in Houston, analyzes the health of the residential market in metropolitan areas across the U.S. and issued prescient warnings about the coming housing bust as early as 2004. One of its main analytical tools is what makes Metrostudy interesting: drive-bys. Employees drive through newly built—or still being built—home…