Cornerstone First was a HUGE Help! Cornerstone First Financial was a HUGE help to us in getting the refinance process completed. Doug Rice and his team were friendly, courteous, and really acted in our best interest. We ended up with cash out and were able to get a better overall deal on our mortgage.…
At Cornerstone First Financial, we speak to thousands of customers daily who have asked, “Did I miss the train on low-interest rates?” While economists do predict the rates will rise this year by at least one percentage point, it’s not too late to get on board and save with a low 30-year or…
Are you thinking about buying a new home, saving money by refinancing, or consolidating debt but your credit score isn’t really where it should be? If so, take some advice from Chris Plante and call Mark Livingstone at Cornerstone First Financial! If you don’t have a credit score of 680 or higher, the…
So you’re thinking of buying a new home or you’re looking to save money by refinancing and consolidating debt…but your credit score isn’t really where you would like it to be? Without a credit score of 680 or higher, the big banks and quick online mortgage firms really won’t work with you. Breaking…
Personal Touch Throughout The Entire Loan Process Cornerstone First Financial is second none! With Cornerstone First, you get a personal touch throughout the entire loan process. I had the pleasure of working with Kofi, he was able to get me a great loan at an unbelievable rate. They are very responsive and accessible, unlike…
Unless you believe the fake news or the mainstream media, you know that the United States’ economy is on fire and setting all sorts of records with unemployment dropping, stocks soaring, and the new tax plan taking place. “For example, with interest no longer deductible on home equity loans and home values rising…
A recent fed decision to continue raising interest rates, coupled with strong economic growth, has led to a wave of people coming off the sidelines and entering the home purchase market. “We haven’t seen this kind of competition among home buyers in over 10 years!” What is this mean to you? When purchasing…
PEOPLE ON THE MOVE IN WASHINGTON, DC: MARK LIVINGSTONE After years in the industry and recognizing a need for an ethics-driven mortgage lender, Mark Livingstone started Cornerstone First Financial in 2001 out of his 1 bedroom condo in Bethesda. Cornerstone First Financial is unique due to their platform in radio and podcasts. Starting on radio…
Did you know that homeowners now control $14.4 trillion dollars in tappable home equity? This rise in appreciation has led to record numbers of people using their homes as ATMs. With the elimination of some HELOCs being tax-deductible, credit card debt on the rise, and interest rate increases moving, NOW is the time…
Mark Livingstone on Twitter: “Great news for buyers and sellers! #RealEstate” In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. Many experts and appraisers are projecting that home values could appreciate by another 5% (or more) over the next twelve months. One major challenge in…
Mark Livingstone on Twitter: “At Cornerstone First Financial, we offer bank statement programs where we average together all the #mortgage applicant’s deposits over the last 12 or 24 (depending on credit score) months & use that as income in order to service the “gig” #economy #modernmortgages #housing” Fannie Mae and Freddie Mac are trying to make mortgages accessible…
Mark Livingstone on Twitter: “Mortgage rates go up like a rocket, but come down like a parachute, no worry here, with low inventory and record appreciation there are those that will be taking out #mortgage loans #RealEstate” Mortgage rates this week jumped to their highest level since 2011, signaling a shift from a period of…