Real Estate & Housing Market

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After years in the industry and recognizing a need for an ethics-driven mortgage lender, Mark Livingstone started Cornerstone First Financial in 2001. Cornerstone First Financial is unique due to their platform in radio and podcasts. Starting on radio prior to the implosion in 2006 and now on over seven stations, Mark learned the trade through…

    Did you know that 85% of people looking to purchase a home call a real estate agent prior to getting approved for a mortgage? That’s like buying a car without a driver’s license, it just doesn’t make sense! Give Cornerstone First a call today to get pre-qualified for your home purchase. We are…

    A recent fed decision to continue raising interest rates, coupled with strong economic growth, has led to a wave of people coming off the sidelines and entering the home purchase market. “We haven’t seen this kind of competition among home buyers​ ​in over 10 years!” What is this mean to you? When purchasing…

Mark Livingstone on Twitter: “Great news for buyers and sellers! #RealEstate” In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. Many experts and appraisers are projecting that home values could appreciate by another 5% (or more) over the next twelve months. One major challenge in…

Mark Livingstone on Twitter: “At Cornerstone First Financial, we offer bank statement programs where we average together all the #mortgage applicant’s deposits over the last 12 or 24 (depending on credit score) months & use that as income in order to service the “gig” #economy #modernmortgages #housing” Fannie Mae and Freddie Mac are trying to make mortgages accessible…

Cornerstone First Financial is excited to announce their sponsorship with the Hey Frase Podcast in Washington D.C.  DCist named Hey Frase one of D.C.’s 11 Best Podcasts For Locals. Hey Frase features media personality Sarah Fraser and her friend Paul Wharton, weekly in the Nation’s Capital. Funny, enlightening, and pop-culture driven, the show aims to entertain…

ICYMI: Mark Livingstone, President & Owner of Cornerstone First on The John Fredericks Show. Mark Livingstone, President of Cornerstone First Financial, discusses the mortgage market, including rates, mortgage refinance opportunities, reverse mortgages and special VA mortgage loan programs on the John Fredericks Show. The John Fredericks Show broadcasts live weekdays from 6-10am on WHKT AM 1650…

A refinance could cut your monthly mortgage payment, but that doesn’t necessarily mean it’s the right move. Even though rates spiked after the election and may rise further, there are about four million borrowers who will still benefit from refinancing, and of that, two million borrowers could save $200 or more per month by refinancing.…