After years in the industry and recognizing a need for an ethics-driven mortgage lender, Mark Livingstone started Cornerstone First Financial in 2001. Cornerstone First Financial is unique due to their platform in radio and podcasts. Starting on radio prior to the implosion in 2006 and now on over seven stations, Mark learned the trade through…
At Cornerstone First Financial, we speak to thousands of customers daily who have asked, “Did I miss the train on low-interest rates?” While economists do predict the rates will rise this year by at least one percentage point, it’s not too late to get on board and save with a low 30-year or…
ICYMI: Mark Livingstone, President & Owner of Cornerstone First on The Don Kroah Show on WAVA 105.1FM / AM780. Part 1: Part 2: Mark Livingstone, President of Cornerstone First Financial, recaps the mortgage market for 2015 and projects for 2016 on the Don Kroah Show. The Don Kroah Show is one of the longest running…
The new regulator for Fannie Mae and Freddie Mac said Wednesday he was delaying planned fee increases by the seized mortgage finance giants because he wanted to assess the impact on the housing market. Melvin L. Watt, who was sworn in as director of the Federal Housing Finance Agency on Monday, quickly showed there would…
Federal Reserve announced this week it would begin pulling back on it’s bond-buying program Average 15-year mortgage rate rose to 3.51% Five-year adjustable mortgage rose to 2.96% Average U.S. rates for fixed mortgages rose slightly this week but remained near historically low levels. Mortgage buyer Freddie Mac said Thursday the rate on the 30-year loan…
Many people who lost their homes in the financial crisis have had to wait at least three years to buy again. However, the Federal Housing Administration (FHA) has created the “Back to Work” loan program, which waives its three year foreclosure waiting period. You may qualify for this program if you have a recent history…