Suddenly, mortgage broker Mark Livingstone is working weekends and spending his meager free time reading resumes because he needs help handling the crush of mortgage refinancing applications. Rates for 30-year mortgages are at their lowest since late 2016, sending many previously hesitant homeowners to their brokers. Under normal circumstances, new-home purchases make up 70%…
You paid attention to the things that were important to me from the beginning and did not fail to provide the service promised. Dear Tammie, I wanted to thank you for such a professional, successful, efficient and swift processing on the refinancing of my home. You paid attention to the things that were important…
“I’m sure you’d agree that buying or refinancing a home can be intimidating and get it done at the best possible rate and that’s where Mark Livingstone at Cornerstone First comes into place. I’ve known Mark for years and I know the important qualities he and his team possess at Cornerstone First. Integrity,…
With the tariffs and trade wars monopolizing the headlines, one bit of news that’s kept low on the radar is the dramatic drop in mortgage interest rates. As investors flock to the security of bonds, interest rates have driven lower and lower, all to your benefit so whether you’re buying a house or…
We’ve just seen the largest single drop in mortgage interest rates in over a decade – allowing nearly 5 million homeowners to save money on their mortgage. In fact, mortgage refinance applications have reached their highest level in three years, as interest rates plunge in the aftermath of the most recent fed meeting.…
After years in the industry and recognizing a need for an ethics-driven mortgage lender, Mark Livingstone started Cornerstone First Financial in 2001. Cornerstone First Financial is unique due to their platform in radio and podcasts. Starting on radio prior to the implosion in 2006 and now on over seven stations, Mark learned the trade through…
Did you know that according to the federal government having as little as $20,000 in revolving monthly bills meets the definition of excessive debt and that the latest numbers indicate as many as four out of five Americans fall into this category? With a massive rise of equity and homes across the country…
Are you thinking about buying a new home, saving money by refinancing, or consolidating debt but your credit score isn’t really where it should be? If so, take some advice from Chris Plante and call Mark Livingstone at Cornerstone First Financial! If you don’t have a credit score of 680 or higher, the…
Did you know that 85% of people looking to purchase a home call a real estate agent prior to getting approved for a mortgage? That’s like buying a car without a driver’s license, it just doesn’t make sense! Give Cornerstone First a call today to get pre-qualified for your home purchase. We are…
A recent fed decision to continue raising interest rates, coupled with strong economic growth, has led to a wave of people coming off the sidelines and entering the home purchase market. “We haven’t seen this kind of competition among home buyers in over 10 years!” What is this mean to you? When purchasing…
Did you know that homeowners now control $14.4 trillion dollars in tappable home equity? This rise in appreciation has led to record numbers of people using their homes as ATMs. With the elimination of some HELOCs being tax-deductible, credit card debt on the rise, and interest rate increases moving, NOW is the time…